Term and Conditions of Use
This website is maintained by Certigy for your personal information. At the same time, please remember that your access to the Certigy website is subject to the following terms, conditions, and notices (the "Terms"), as well as all applicable laws. By accessing and using the Certigy website, you accept the Terms without limitation or qualification. Certigy may at any time revise these Terms by updating this posting. You are bound by such revisions and Certigy reserves the right, without notice and for any reason, to remove any content on this site, and to deny access of any user or users to all or any part of this site.

Copyrights
You should assume everything on the Certigy website is copyrighted unless otherwise noted and may not be used except as provided in the Terms or with the express written consent of Certigy. Certigy neither warrants nor represents that your use of the material displayed on the Certigy website will not infringe rights of third parties. Images of people or places displayed on the Certigy website are either the property of, or used with permission by Certigy. Use of these images by you or other third parties is prohibited unless expressly permitted in the Terms or elsewhere on the Certigy website. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Trademarks
The trademarks, logos, and service marks (the "Trademarks") displayed on the Certigy website are the property of Certigy

Submissions
Apart from your personal information (which is addressed in the Privacy Policy), any and all communications or materials you send to the Certigy website, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions, are and will be treated as non-confidential and non-proprietary. Anything you send to the Certigy website may be used by Certigy for any purpose including but not limited to reproduction, transmission and disclosure. By using this site, you may submit, or Certigy may gather, certain limited information about you and your usage of the site. Subject to the terms of the Privacy Policy, Certigy is free to use such information for any purpose it deems appropriate.

Privacy Policy
At Certigy, maintaining your trust and confidence is our top priority. We do not sell or rent nonpublic personal information about our members or former members. We do not share non-public personal information about our members or former members with companies outside represented by Certigy except where required or permitted by law. We carefully manage and safeguard information among our companies and affiliates in order to provide you with unsurpassed service. Sources from which we may collect nonpublic information about you include: information we receive from you on applications or other forms in writing, via facsimile transmission, by telephone, by electronic means including e-mail and our website, or by other means of communication; information resulting from your transactions with us, our affiliates or others; information resulting from entitled services that you have received from us, our affiliates or others; information obtained from governmental sources, such as your driving record and claims history and information obtained from non-governmental sources, such as demographic data used for marketing purposes.

We may disclose personally identifiable information about you to persons or organizations within or outside of Certigy as permitted or required by law. Information will normally be limited to name, address and telephone number. Under certain circumstances, additional information will be provided to appropriate third parties with your consent or at your direction, such as request a quote for insurance or, as necessary, to perform other services. Information will also be disclosed, if necessary, to effect, administer or enforce a transaction, benefit or service that you have requested or authorized or to which you are entitled. This includes such information as the description, location and license number of your vehicle, as well as your telephone contact number and other information. Information may be shared among affiliates and subsidiaries, third parties with whom information may be shared include, but are not limited to, financial service providers, insurance support organizations, insurance agents, claims representatives, and governmental agencies.

We restrict access to your nonpublic information to those employees who need such information in order to provide products or services to you. In compliance with federal regulations, we maintain physical, electronic and procedural safeguards designed to guard and prevent misuse of your nonpublic personal information.