Term and Conditions of Use
This website is maintained by Certigy for your personal information. At the same
time, please remember that your access to the Certigy website is subject to the
following terms, conditions, and notices (the "Terms"), as well as all applicable
laws. By accessing and using the Certigy website, you accept the Terms without limitation
or qualification. Certigy may at any time revise these Terms by updating this posting.
You are bound by such revisions and Certigy reserves the right, without notice and
for any reason, to remove any content on this site, and to deny access of any user
or users to all or any part of this site.
Copyrights
You should assume everything on the Certigy website is copyrighted unless otherwise
noted and may not be used except as provided in the Terms or with the express written
consent of Certigy. Certigy neither warrants nor represents that your use of the
material displayed on the Certigy website will not infringe rights of third parties.
Images of people or places displayed on the Certigy website are either the property
of, or used with permission by Certigy. Use of these images by you or other third
parties is prohibited unless expressly permitted in the Terms or elsewhere on the
Certigy website. Any unauthorized use of these images may violate copyright laws,
trademark laws, the laws of privacy and publicity, and other applicable regulations
and statutes.
Trademarks
The trademarks, logos, and service marks (the "Trademarks") displayed on the Certigy
website are the property of Certigy
Submissions
Apart from your personal information (which is addressed in the Privacy Policy),
any and all communications or materials you send to the Certigy website, electronically
or otherwise, including but not limited to data, questions, comments, suggestions,
or submissions, are and will be treated as non-confidential and non-proprietary.
Anything you send to the Certigy website may be used by Certigy for any purpose
including but not limited to reproduction, transmission and disclosure. By using
this site, you may submit, or Certigy may gather, certain limited information about
you and your usage of the site. Subject to the terms of the Privacy Policy, Certigy
is free to use such information for any purpose it deems appropriate.
Privacy Policy
At Certigy, maintaining your trust and confidence is our top priority. We do not
sell or rent nonpublic personal information about our members or former members.
We do not share non-public personal information about our members or former members
with companies outside represented by Certigy except where required or permitted
by law. We carefully manage and safeguard information among our companies and affiliates
in order to provide you with unsurpassed service. Sources from which we may collect
nonpublic information about you include: information we receive from you on applications
or other forms in writing, via facsimile transmission, by telephone, by electronic
means including e-mail and our website, or by other means of communication; information
resulting from your transactions with us, our affiliates or others; information
resulting from entitled services that you have received from us, our affiliates
or others; information obtained from governmental sources, such as your driving
record and claims history and information obtained from non-governmental sources,
such as demographic data used for marketing purposes.
We may disclose personally identifiable information about you to persons or organizations
within or outside of Certigy as permitted or required by law. Information will normally
be limited to name, address and telephone number. Under certain circumstances, additional
information will be provided to appropriate third parties with your consent or at
your direction, such as request a quote for insurance or, as necessary, to perform
other services. Information will also be disclosed, if necessary, to effect, administer
or enforce a transaction, benefit or service that you have requested or authorized
or to which you are entitled. This includes such information as the description,
location and license number of your vehicle, as well as your telephone contact number
and other information. Information may be shared among affiliates and subsidiaries,
third parties with whom information may be shared include, but are not limited to,
financial service providers, insurance support organizations, insurance agents,
claims representatives, and governmental agencies.
We restrict access to your nonpublic information to those employees who need such
information in order to provide products or services to you. In compliance with
federal regulations, we maintain physical, electronic and procedural safeguards
designed to guard and prevent misuse of your nonpublic personal information.